Legal

Terms & conditions

Plain-English terms for using this site. By browsing here, you're agreeing to these.

Last updated 13 September 2026.

Educational only, not advice

Everything here is for education and general information. It is not financial, investment, legal, or tax advice, and nothing on this site is a recommendation to buy, sell, or hold any asset. Researching a company is not a statement that you should invest in it. Always do your own research and, where it matters, talk to a licensed professional.

No guarantees

I work to keep everything accurate and sourced, but I can't guarantee that every fact stays current or that a template or workflow will fit your exact situation. You use what you find here at your own risk.

Templates and downloads

You're welcome to use the free templates and prompts for your own work, personal or commercial, including client projects. You can adapt and rework them however you like. Please don't resell the templates themselves, redistribute the blank versions as a standalone product, or pass them off as your own original work. These terms cover my own templates; any third-party software I link to is covered by its own license.

External links

This site links to other companies, tools, and open-source projects. I don't control those sites and I'm not responsible for their content, their terms, or their licenses. Public on GitHub is not the same as free for commercial use, so always check a project's license before you build on it.

Sponsorship and affiliates

If any content is sponsored or contains an affiliate link, it's labelled on the page it appears on. My picks reflect what I actually use or have researched.

Liability

To the fullest extent allowed by law, I'm not liable for any loss or damage arising from your use of this site or anything you find on it.

Contact

Questions about these terms: hello@withriya.com.